Whitepaper
AI, Cloud, and the Future of Finance: The Engineering Behind Cloud-Native Financial Systems
February 12, 2026
5 min to read
Since the mid 2010s, the financial sector has been flooded with predictions about “the next big wave”. Web3, DeFi, tokenization – each of them was introduced as the turning point that would reshape financial systems.
For a while, the narrative sounded convincing. Billions in funding, endless conference panels, “decentralization replacing banking”. But the shift everyone expected never actually arrived. What did change the industry happened somewhere else entirely: infrastructure, data processing, and machine learning.
At Dedicatted, we’ve spent the past 3 years implementing these technologies across banks, payment companies, credit providers, and fintech startups. During that time, we’ve collected performance data from more than 300 client projects and tracked which implementations consistently deliver ROI.
To answer the obvious question “What actually works in financial engineering today?”, we put together a new whitepaper.
The full PDF whitepaper is now available for download.


